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[CrazyG]

So you are all thinking "What's this all about then ?"

Well.....how many of you have checked you insurance
to see what you are actually covered for ?  WELL ?

Check your's out now.....'Social, domestic and pleasure'.... right ?

Well, if you use your car to get to and from your place or work..a.k.a. commuting.
      YOU   ARE    NOT    COVERED   ! !

It costs nothing to have it, but if it is not currently on your policy
then it will cost you the administration charge (circa £12) to have
it added on !  Oh and it only covers you to one normal place of work.
So if you work in more than one place, then you will need to advise
the insurance company, and expect to pay for the pleasure of that.

OK....so it's no big deal not having it.. you may think......

          W R O N G........big time ! !

Think....£130 fine......6 points on your licence....and £300 to recover
your car from the Police Compound.....because they can and will have
you car towed / hoisted / taken away. No if's, no maybe's, no warnings.

How do I/we know this for a fact...because one of our members had
this happen to him today. He was pulled over and asked the usual
questions, and it was then that they sprung on him that he wasn't
covered and his insurance was therefore invalidated, and no he
couldn't just call his insurance and have the 'commuting' added.
He wasn't even aware at the time that he wasn't covered !
He; like most of you; had assumed he was covered.
On hearing this even I rang my own insurance....to find that
one of my cars was not covered ! !

I'll not name the poor individual who had this misfortune fall on him,
suffice to say that I spent the best part of the whole day with him
getting his car back from the Police Compound at Perivale.
I even watched as his car arrived on the back of a Police lorry into
the Compound nearly an hour after he had paid the £150 fine and
the £300 recovery fee !  Even worse was we then had to wait another
2 hours till they eventually got round to getting someone to drive it
to the exit and let him have it back !

So.....  YOU HAVE ALL BEEN WARNED....
          CHECK YOUR INSURANCE POLICY.......NOW !